Enacting the providing civil relief from coerced debt act to provide protections and remedies for victims of certain debts constituting a coerced debt because of actions by another individual within the context of domestic violence.

This bill creates the "Providing Civil Relief from Coerced Debt Act" to protect victims of domestic violence who have incurred debt due to actions like identity theft, fraud, or coercion by another person. If a victim provides a statement and documentation of coerced debt, creditors must stop collection efforts, notify credit bureaus to remove the debt, and cannot sell or transfer the debt. Perpetrators of coerced debt can be held civilly liable, and victims are not responsible for these debts.

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