Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit. Creates new act. TIE BAR WITH: SB 0701'25

This bill, called the "Medical Debt Protection Act," aims to limit interest and collection actions on medical debt in Michigan. It would prevent large healthcare facilities and medical debt buyers from charging interest for 90 days and cap interest at 3% annually. The bill also restricts certain aggressive collection actions, like wage garnishment for those eligible for financial aid, and requires specific agreements when medical debt is sold to buyers.

No official summary on file for this bill · generated by Gemini 2.5 Flash from its full text

• MI HB6287Records: birth; certificate of birth requirements; modify. Amends secs. 2831, 2872 & 2891 of 1978 PA 368 (MCL 333.2831 et seq.).
• MI HB6289Health: other; primary care access, improvement, and transformation commission; establish. Creates new act. TIE BAR WITH: HB 6288'26
• MI HB6294Individual income tax: credit; credit for certain health professionals who serve as a preceptor; provide for. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding sec. 282.
• MI HB6320Human services: adult foster care; enhanced standards on adult foster care facilities; provide for. Amends sec. 13 of 1979 PA 218 (MCL 400.713) & adds sec. 28d. TIE BAR WITH: HB 6321'26, HB 6322'26
• MI HB6321Human services: adult foster care; enhanced standards on adult foster care facilities; provide for. Amends secs. 6 & 7 of 1979 PA 218 (MCL 400.706 & 400.707) & adds secs. 9a. 28 & 28a. TIE BAR WITH: HB 6320'26, HB 6322'26