Insurance: no-fault; price optimization use in determining insurance rates; prohibit. Amends secs. 2109 & 2119 of 1956 PA 218 (MCL 500.2109 & 500.2119).

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Plain-English Summary

This bill makes it illegal for property and casualty insurance companies to use "price optimization" when setting rates in Michigan. Price optimization is defined as charging customers based on how much they are willing to pay, rather than on their risk of loss or the cost of expenses. This includes considering how likely a customer is to switch insurance companies or cancel their policy.

No official summary on file for this bill · generated by Gemini 2.5 Flash from its full text

Votes

Sponsorship · 5 Sponsors

Democrat5Republican0Independent0Other0

D · PrimeJeremy Moss
D · CoMary Cavanagh
D · CoStephanie Chang
D · CoJeff Irwin
D · CoMallory McMorrow

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