Insurance: health benefits; application of amount paid by the insured or other certain parties when calculating the insured’s co-pay for a prescription drug; require under certain conditions. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406nn.

This bill requires health insurance policies in Michigan to count payments made by or on behalf of an enrollee towards their out-of-pocket maximums and cost-sharing requirements for prescription drugs. For high deductible health plans, these payments would apply after the minimum deductible is met, unless it's for preventive care. This change would affect health insurance policies issued or renewed after December 31, 2025.

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