Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan penal code. Amends secs. 219e & 219f of 1931 PA 328 (MCL 750.219e & 750.219f). TIE BAR WITH: HB 6177'26

Also relevant to:Homeowner

Where it is in the process

Plain-English Summary

This bill amends the Michigan penal code regarding fraudulent loan applications and credit extensions. It makes it a felony to prepare, submit, receive, or possess a loan application or credit device in another person's name without authorization, or to forward such an application or device knowing it was obtained illegally. The bill also clarifies exceptions for financial institutions and their employees acting without prior knowledge of the fraud or when reporting suspicious activity.

No official summary on file for this bill · generated by Gemini 2.5 Flash from its full text

Votes

Sponsorship · 2 Sponsors

Democrat0Republican2Independent0Other0

R · PrimeParker Fairbairn
R · CoMark Tisdel

Read full bill text →↓ Why am I seeing this?

Want updates?

Get notified when MI HB6199 moves stage

Pick a channel below. Every option is opt-in, and we tell you exactly what we store.

Email

Identified

We store your email address and the bill ID. We'll send a confirmation link first; alerts only start after you click it. Every email has a one-click unsubscribe.

Coming soon

RSS feed· Atom 1.0 + JSON Feed per bill
Bluesky· follow a CivicRadar bot post per status change
Telegram· channel or DM via bot
Discord· channel webhook
WhatsApp· via WhatsApp Business
SMS· via Twilio