Long-term care, life, and disability insurers usage of genetic information for certain purposes prohibition provision

This bill prohibits long-term care, life, and disability insurers from using genetic information to deny, cancel, limit, or change premiums for individuals. It also prevents insurers from requiring genetic testing as a condition for coverage or renewal. The bill allows insurers to use existing medical records, including genetic information, if they have written consent, and to consider diagnoses made from genetic tests.

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