Civil Relief From Coerced Debt Act

Where it is in the process

Plain-English Summary

This bill, called the "Civil Relief from Coerced Debt Act," would protect individuals from debt incurred due to identity theft, fraud, or abuse like domestic violence or human trafficking. It outlines duties for debtors to report coerced debt and for creditors to stop collection efforts and remove negative marks from credit reports once a claim is made. The bill also establishes legal remedies for debtors and allows them to sue creditors who do not follow these rules.

No official summary on file for this bill · generated by Gemini 2.5 Flash from its full text

Votes

Read full bill text →↓ Why am I seeing this?

Want updates?

Get notified when NM HB313 moves stage

Pick a channel below. Every option is opt-in, and we tell you exactly what we store.

Email

Identified

We store your email address and the bill ID. We'll send a confirmation link first; alerts only start after you click it. Every email has a one-click unsubscribe.

Coming soon

RSS feed· Atom 1.0 + JSON Feed per bill
Bluesky· follow a CivicRadar bot post per status change
Telegram· channel or DM via bot
Discord· channel webhook
WhatsApp· via WhatsApp Business
SMS· via Twilio