Relates to the right to recover attorneys' fees, costs, disbursements and expenses in actions or proceedings arising out of certain real property related instruments; expands provisions beyond mortgages.

This bill expands the ability for borrowers to recover attorney fees in cases involving residential real estate instruments. If a lender includes a clause allowing them to recover fees from a borrower who fails to meet their obligations, this bill implies a similar right for the borrower to recover fees if the lender fails to meet their obligations or if the borrower successfully defends against a lender's action. This change would apply to various residential property situations and any attempt to waive this right would be invalid.

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