Insurance; homeowner's policy; terminations; premium; renewal; underwriting; at-fault motor vehicle claims; effective date.

This bill changes rules for homeowner's insurance in Oklahoma. It stops insurers from canceling, refusing to renew, or raising premiums on policies solely because an insured filed a first claim, or due to claims more than five years old. It also limits how insurers can use weather-related claims history and at-fault motor vehicle claims history when making decisions about policies.

No official summary on file for this bill · generated by Gemini 2.5 Flash from its full text