Financial institutions; creating the Fair Banking Act; prohibiting discrimination in provision of financial services against persons; civil action; effective date.

This bill, called the "Fair Banking Act," would prevent large financial institutions from denying services to people based on their religion, speech, or lawful economic activities. If a financial institution takes an "adverse action" against someone, that person can request a statement explaining the specific reasons. Violations of this act would be considered unlawful under the Oklahoma Consumer Protection Act, allowing for civil lawsuits and potential damages.

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