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Tuesday, July 7, 2026

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TX · HB4238FINAL · 7 COSPONSORS

Relating to the collection of consumer debt incurred by certain individuals as a result of identity theft.

Where it is in the process
Plain-English Summary

Relating to the collection of consumer debt incurred by certain individuals as a result of identity theft.

Source: OpenStates · fetched June 20, 2025

Who it affects
Low-income / working-classindirect

Individuals who are victims of identity theft may be protected from the collection of consumer debt incurred as a result of the theft, which could disproportionately benefit low-income individuals who may have fewer resources to combat such debt.

Formerly incarcerated or family ofindirect

Formerly incarcerated individuals are often targets of identity theft and may face challenges in managing consumer debt, making this protection particularly relevant for this group.

AI-extracted
Who This AffectsAI analysis
  • Low-income / working-classindirectModerate impactMedium certainty

    Individuals who are victims of identity theft may be protected from the collection of consumer debt incurred as a result of the theft, which could disproportionately benefit low-income individuals who may have fewer resources to combat such debt.

    “Relating to the collection of consumer debt incurred by certain individuals as a result of identity theft.”· Bill Summary
  • Formerly incarcerated or family ofindirectModerate impactMedium certainty

    Formerly incarcerated individuals are often targets of identity theft and may face challenges in managing consumer debt, making this protection particularly relevant for this group.

    “Relating to the collection of consumer debt incurred by certain individuals as a result of identity theft.”· Bill Summary
What the Bill Does
  • Protects individuals from the collection of consumer debt incurred due to identity theft.
Votes
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